Russia will introduce automatic fines for driving without MTPL insurance
By ForGeeks
The country will introduce a system of automatic penalties for drivers driving without an MTPL insurance policy. Violations will be recorded by traffic cameras.
How the system will work
The government has backed a project to integrate cameras with the updated «Web» software. The law introduces a restriction: a driver can receive only one fine within 24 hours, even if the cameras have recorded several passages without insurance.
Insurers’ position
In the opinion of insurance market experts, tighter controls will reduce the number of cars without MTPL insurance. This will ensure a more stable compensation of damage through the europrotocol and insurance companies.
- the burden on courts and traffic police will be reduced,
- the growth of tariffs for conscientious car owners will slow down.
How many cars drive without MTPL insurance
According to Russian Union of Motor Insurers (RAMI), today about 3.5 million motorists drive without a valid policy.
Experts believe that the rule of «one fine per day» is only temporary and that control will become stricter in the future.
FAQ
When will the system of penalties for driving without MTPL insurance work? By November 1, 2025.
How is the absence of a policy recorded? Through on-road video cameras.
How many fines can I get in a 24-hour period? The law provides for only one fine in a 24-hour period.
How many drivers now drive without MTPL insurance? About 3.5 million people according to RAMI.
